Bills don’t wait for settlements. Already have an attorney? See in about 2 minutes if pre-settlement funding may fit your case.Check my options
Federal Reserve: only 63% of U.S. adults could cover a $400 emergency with cash in 2025.1
Already have a lawyer? See if pre-settlement funding may fit.
Bills don’t wait for a settlement. Answer a few quick questions and a legal funding provider may review your pending case. It’s free, takes about 2 minutes and carries no obligation.
- Free to check
- About 2 minutes
- No obligation
- BBB A+ rated provider7
Check my funding optionsCall 855-664-8713
TortAdvisor is not a law firm, lender or legal funding provider. Funding requires review and approval and is never guaranteed.
- Your answers are sent over a secure connection and kept confidential
- No cost, and no obligation to go further
- A trained case advisor, who may not be an attorney, reviews every answer. The funding provider makes its own decision.
Sound familiar?
Which one sounds like your week?
Tap the one that fits, then answer a few quick questions for a free funding review.
Or pick your case type
What kind of case do you have?
Tap yours and we’ll fill it in for you. These are the case types a legal funding provider may review.
- Car, truck or motorcycle crashDriver, passenger or rider
- Slip and fallWet floors, stairs, icy lots
- Unsafe propertyPremises liability
- General negligenceSomeone failed to use reasonable care
- Medical malpracticeErrors in diagnosis, surgery or care
- Nursing home abuse or neglectHarm to someone in care
- Dog biteBites and attacks
- Wrongful deathLosing a loved one
- Sexual assault or abuseHandled confidentially
- Institutional abuseSchools, churches, care facilities
- Prison injuryHarm while incarcerated
- Wrongful imprisonmentWrongful conviction or detention
- Police brutalityExcessive force
- DiscriminationUnfair treatment claims
- Workers’ compensationIL, MO, NM, OH and SC only
- Maritime or Jones ActHurt at sea or on a vessel
- Railroad worker (FELA)Railroad injury claims
- Something elseTell us about it
Product, drug and chemical mass tort claims are not part of this funding review right now.
What happens next
From your answers to a real conversation
-
Tell us about your case
Your case type, how much you are looking for, your state and your attorney, if you have one. It takes about 2 minutes.
-
A case advisor reviews it
A trained case advisor, who may not be an attorney, looks at your answers and contacts you by phone, text or email. If you asked about funding and gave permission, a legal funding provider may also reach out.
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You decide what to do
If funding is offered, review the terms with your attorney before you sign. If it is approved and the documents are completed, funds may be available in as little as 24–48 hours.
The numbers behind the wait
63%
of U.S. adults said they could cover a $400 emergency expense with cash or its equivalent in 2025
Straight answers
A funding review may be worth a look if…
Pre-settlement funding is built for people whose cases are still pending. It is not free money, so read every term before you agree to anything.
No attorney yet? You can still start the review. Funding generally requires an attorney, but a free case review can help with next steps.
- You were hurt and someone else may be responsibleA crash, unsafe property, a bite, a medical error, abuse and more
- You already have an attorney on your caseFunding is generally for pending cases with a lawyer on board
- Bills are stacking up while you waitRent, medical bills, a car payment, groceries
- You want the terms in writing firstAsk for the fees and the total repayment, then have your attorney review them
Before you apply
What to know before you take funding
Pre-settlement funding can help with bills, but it has a cost. Check these three things first.
Cost
Fees add up over time
The total you repay is set by the contract and can grow the longer your case takes. Ask for the full cost in writing before you sign.
Repayment
Ask what happens if you don’t recover
One provider we work with says you owe nothing if you lose your case. Terms differ by provider and state, so get it in writing.
Your attorney
Have your attorney read it first
Funding does not change who represents you. Show any contract to your attorney before you agree to it.
- Free, no obligationAsking costs nothing. You decide what happens next.
- Private and secureYour answers travel over an encrypted connection and stay confidential.
- Costs spelled outFees and repayment are set by the provider’s contract. Review it with your attorney.
- Checked Oct. 27, 2026Each figure on this page was read against its source.
- Your attorney stays in chargeTortAdvisor is not a law firm or a funding provider. Your lawyer stays your lawyer.
- Help when you want itCall 855-664-8713 any time. Intake support is available 24/7.
Questions
Before you start
Does the funding review cost anything?
No. Checking your options is free and carries no obligation. If a provider offers funding, the fees and repayment terms are in that provider’s contract, so read them carefully.
What is pre-settlement funding?
It is cash advanced to a person with a pending injury case, generally repaid from a settlement or award. It is offered by independent legal funding providers, not by TortAdvisor.
Do I have to repay it if I lose my case?
One provider we work with states that if you lose your case, you owe it nothing.8
Terms differ by provider and state, so get the answer in writing and have your attorney review the contract before you sign.
Do I need an attorney?
Funding generally requires that you already have an attorney. If you do not, you can still request a free, no-obligation case review.
How fast could I get funds?
If funding is approved and the required documents are completed, funds may be available in as little as 24–48 hours. Timing depends on the provider and your case, and nothing is guaranteed.
Which cases can be reviewed?
These case types can be reviewed:
- Car, truck and motorcycle crashes
- Slip and fall
- Premises liability
- General negligence
- Medical malpractice
- Nursing home abuse
- Dog bites
- Wrongful death
- Sexual assault or abuse
- Institutional abuse
- Prison injuries
- Wrongful imprisonment
- Police brutality
- Discrimination
- Workers’ comp (IL, MO, NM, OH, SC)
- Maritime (Jones Act)
- Railroad (FELA)
Product, drug and chemical mass tort claims are not part of this review right now.
Is TortAdvisor a lender or a law firm?
No. TortAdvisor is not a law firm, lender or legal funding provider and does not give legal advice.
A trained case advisor, who may not be an attorney, reviews your answers. A law firm, legal intake provider or legal funding provider from our Partner List may contact you.
Does funding affect my case or my attorney?
It should not change who represents you. Tell your attorney you are considering funding and have them review the contract before you sign.
Is funding available in my state?
Not everywhere. One provider we work with says it does not currently fund cases in:
- Arkansas
- Kentucky
- Montana
- North Carolina
- South Dakota
- West Virginia
Its workers’ compensation funding is limited to Illinois, Missouri, New Mexico, Ohio and South Carolina.8 Availability can change, and the review itself is still free.
Check your funding options. It takes about 2 minutes.
Free, confidential and no obligation. A trained case advisor reviews every answer.
Check my funding optionsCall 855-664-8713
Prefer to text? Text 954-933-5065
Sources
- Board of Governors of the Federal Reserve System, Report on the Economic Well-Being of U.S. Households, unexpected expenses data (May 2026)
- National Highway Traffic Safety Administration, Overview of Motor Vehicle Traffic Crashes in 2024, DOT HS 813 791 (April 2026)
- Insurance Research Council, Uninsured and Underinsured Motorists: 2017–2023 (February 2025)
- California Code of Civil Procedure § 335.1 (two years for personal injury)
- Texas Civil Practice and Remedies Code § 16.003 (two-year limitations period)
- New York Civil Practice Law and Rules § 214 (three years for personal injury)
- Better Business Bureau business profile of a funding provider in our network (A+ rating, BBB Accredited since Feb. 1, 2016, in business since 2002), reviewed Oct. 27, 2026.
- Published terms on that funding provider’s website (no application fee; repayment from the settlement along with fees and charges; no repayment if the case is lost; funds in as little as 24 hours once approved; states not currently served; workers’ compensation limited to five states), reviewed Oct. 27, 2026.
